Several motor insurance policies are sold for one year in duration. However, to meet the flexible needs of modern driving, temp insurance is now available for shorter periods of time.
Temp vehicle insurance is usually defined as cover for one month or less. However, short term cover can be secured from one month up to 6 months or more.
Highly flexible insurance can now be provided for drivers on a pay as you go basis. This gives the benefit of being able to switch cover on and off for periods when it will not be required.
There are several scenarios where insurance for 1 day only may be required. One of the most popular is making sure you are insured when borrowing a friends vehicle. Taking out an extra policy for this could protect any no claims bonus acquired. This could be advantageous for drivers who have not made a claim recently.
Another reason temp automobile insurance is taken out is to provide insurance for an additional driver so driving can be shared on a longer trip.
Insuring a visitor from overseas is an important reason for taking out this type of insurance. As is needing temp cover when taking a new or 2nd hand car home after purchasing it. Taking a test drive and requiring insurance for 24 hours can be another eventuality.
Many people who drive a van, don’t actually own one themselves. This can be where 1 day car insurance is required, when you are using a van for a range of scenarios.
Forbikersthat are planning a summer road trip, temporary car insurance could be a solution. This could be beneficial if they will only be riding the motorbike while they are away.